So I posted my initial blog (Gordon Ramsay vs Dave Ramsey - Both are scary.)
and thought this is a cake walk! Little did I know that Dave Ramsey, being the evil man that he is, had more in mind than here's a list of what I'd like to spend per month. Check out Sam's step by step instructions on How to create a zero-based budget for more information and to begin your budget! I have since established my budget and well it's complicated. Dave said give it a few months to figure out what is realistic and iron our your budget. I won't go through the whole thing, but here are the common household expenses and how I'm doing.
Expense Budgeted Amnt Spent Amnt Difference
Groceries $150.00 $98.53 $51.47
Eating Out $100.00 $236.39 -$136.39
Fuel $120.00 $212.41 -$92.41
Shopping* $100.00 $113.49 -$13.49
Entertainment $100.00 $165.62 -$65.62
*Shopping - $53.91 of my shopping budget was spent on Dave Ramsey's new FPU kit, so it's kind of his fault that he made it so expensive and more than 1/2 of my budget!!!
Total I am off Budget - $256.44
Unfortunately I am off budget, but I may have been a little aggressive in month one and know that tracking what I spend on a regular basis really made a huge difference in comparison to what I normally spend! There are 7 days remaining in the month, so have to do my best to not go over anymore!
That means yay for ramen!
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